Best Graduate Bank Accounts For International Students 2021

Best Graduate Bank Accounts For International Students 2021

As you explore and learn about student life in a foreign country, there are many things you may need to do for a seamless student experience abroad. This could include finding student housing near your university or comparing the best bank accounts for graduates. We have already talked to you about the best bank accounts for students in the top 3 countries.

According to Statista, the top hosts of international students for the year 2020, apart from the USA, the United Kingdom and Australia are Germany, Canada, Russia and France. To help you adapt to the fast and demanding student life abroad, this article is dedicated to finding the best graduate bank accounts in Germany, France and Canada.

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Best Postgraduate Bank Accounts in Germany

The following banks are highly recommended for international students in Germany.

N26 | Best student bank account for international students

This is one of the best postgraduate bank accounts in Germany and is recommended by the majority of international students. Initially, this bank account is operated in English and is specifically aimed at international students. Foreign students whose first language is not German can apply online for a free bank account at N26. A free bank account would mean that it can be opened for free at a cost of € 0 per month. The bank also provides a free Master Credit Card and a free modern bank account for international students. In addition, unlike other bank ATMs, you can withdraw from the ATM of any bank with N26 card free of charge. The bank account also comes with a mobile app that lets you send and receive money online using your smartphone. Many people believe that this is the best student bank account for international students.

Deutsche Bank Das Junges Konto

This bank is popular with international students because of its English-speaking customer service. In addition, Deutsche Bank provides explicit approval to students in addition to other benefits. Student Deutsche bank accounts can only be opened by students under the age of 30 with a valid passport. You must present your passport for verification and as this document cannot be submitted through Postident, you must of course be present when opening this student account. The monthly fees for this account are € 0 per month for students, however, once the student reaches the age of 30, a monthly fee of € 5.9 per month is deducted.

Do not forget to read: The 16 Different Scholarships Of The DCE Scholarship 2021

DKB cash

DKB Cash is popular among both students and professionals. No matter who you are, if you are a resident of Germany, you can open a free DKB cash bank account and keep it for free as well. You can use this account from anywhere in the world and withdraw for free from any ATM in Germany. There are no hidden charges that will surprise you when you use this account and you will be provided with a free Visa credit card when you open your account. DKB undoubtedly offers the best postgraduate bank accounts in Germany.

Best Postgraduate Bank Accounts

Best Postgraduate Bank Accounts in France

Before opening a student bank account in France, make sure you have the following key documents with you for verification:

  • Valid student visa
  • Proof of residence with address of French residence
  • Proof of enrollment in a French university
  • Contact details, such as phone number or email address.

France has options for opening an online account with banks such as Compte-Nickel and Lydia, as well as traditional banks such as BNP Paribas and HSBC. Here are some of the best postgraduate bank accounts in France.


Nickel has one of the easiest ways to open a bank account online. Nickel is not a traditional bank offering savings accounts and provident funds. It is a private startup that offers seamless banking services to French citizens. It is one of the most popular banking services among international students in France. In addition, Nickel has no physical office anywhere in France, which means you can open your account online without leaving home. A student account can be opened with a minimum balance of € 20 and you have the right to immediately apply for a credit card that you can pick up at a nearby grocery store.

HSBC International

HSBC has a good reputation among students not only in France but all over the world. HSBC is one of the traditional banks in France and is present in more than 84 countries. An HSBC student can open an online or in-store visit. Although you can open an account online, you must visit a local HSBC branch at least once for verification. All students regardless of their age must make an initial deposit of € 200 to open an HSBC account, however, there are no monthly charges dedicated to your account. In addition, you can choose a contactless HSBC debit card at a cost of € 45. This is the best bank for international students.

Best Postgraduate Bank Accounts in Canada

Here are the best student bank accounts in Canada for international students.

Scotland Student Scheduling Account

Scotia is Canada’s third largest bank based on capitalization and deposits and one of the most popular bank accounts among students. Almost all international students consider Scotland to be the best postgraduate bank accounts in Canada. With Scotia Student Banking Advantage Plan, you can open and maintain a student bank account in Canada for free. With Scotia SCENE Rewards, you can earn points for everyday shopping and redeem those points for free dinners, movies, travel and more. Students believe this is the best savings account for international students.

CIBC Smart for students

CIBC offers students smart bank accounts that are fully up-to-date and can operate online. CIBC stands for Canadian Imperial Bank of Commerce and was founded in 1961. Many experts believe that this is the best bank account for international students. CIBC offers students an SPC subscription through which they can receive discounts on brands such as Samsung, Apple, Footlocker and more. This is specially designed for those students who will be staying in Canada for their higher education and can keep their account open for up to 6 months after completing the course. You can keep your account with a minimum balance of $ 0 and make free international transfers. CIBC has more than 1,100 branches and 4,000 ATMs across Canada.

Thanks for reading this blog Best Postgraduate Bank Accounts For international students 2021. If you are interested in learning about international scholarships and want to learn about student life abroad, the following should be of interest to you:

  1. Summer scholarships for studies abroad
  2. Are Tourism Scholarships Still Available in 2021?
  3. Event Management Scholarships in Canada
  4. The best scholarships abroad for high school studies in 2021

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